AI-first money for Africa

Everyday money, guided by intelligence.

MobiKora brings payments, utilities, saving, rewards, and a personal financial twin into one calm experience—starting in South Africa.

Regulated products will be offered through appropriately licensed partners and with your consent.

MobiKora hero

What to expect

Built for trust, not attention.

MobiKora is being designed around useful decisions, clear consent, and financial actions people can understand.

Helpful, never noisy

Context-aware alerts surface only when they can help you save, prepare, or stay secure.

You remain in control

Recommendations require approval, and sensitive services use compliant providers where applicable.

One financial rhythm

More than a wallet. A smarter next move.

MobiKora connects daily transactions to the bigger picture, so every action can support the life you are building.

01 / Financial Twin

Intelligence that learns your real financial life.

With permission, your twin learns patterns across income, bills, subscriptions, airtime, electricity, and goals. It can flag risks, anticipate needs, and suggest a better time or cheaper choice.

A useful insight might say:

“Your electricity spend is trending higher this month. Set aside the difference now?”

02 / Daily essentials

Pay, top up, and keep moving.

Buy airtime, data, and prepaid electricity; send or request money; pay bills; and keep digital receipts in one clear home.

  • Bundle and price comparisons
  • Low-balance and expiry reminders
  • Scheduled and group payments
03 / Shared progress

Save together, clearly.

Create transparent wallets for families, stokvels, schools, churches, clubs, and shared goals—with roles and approval workflows.

Security at every layer.

Device binding, biometrics, session monitoring, anomaly detection, and instant freeze controls are part of the product foundation.

04 / Small-business tools

A smarter counter for local merchants.

A future merchant workspace will unite payments, inventory, digital receipts, loyalty, WhatsApp ordering, and practical business insights.

Planned access

Start free. Add power when you need it.

Early-access pricing is still being finalized. These packages show the intended model without hiding transaction or partner fees.

Everyday

Free

For managing daily money in one place.

  • Wallet and everyday payments
  • Airtime, data, bills, and electricity
  • Basic spending insights
  • Savings goals and reminders
Join early access

MobiKora Plus

Price announced before launch

Optional upgrade

For people who want deeper forecasting, automation, and shared financial coordination.

Full Financial Twin insights
Advanced forecasts and reports
Automated saving rules
Community wallet controls
Priority assistance
Enhanced rewards access

Network, utility, transfer, or licensed-partner charges may apply and will be shown before confirmation.

Money should help you move forward

Be first to experience MobiKora.

Join early access and help shape an intelligent financial home built for the realities and ambitions of everyday Africans.

Join early access